Showing posts with label Student. Show all posts
Showing posts with label Student. Show all posts

Wednesday, 27 March 2013

Top 10 Money Saving Tips

I have just entered a competition on the Miss Thrifty website (you can enter it here) with my top 10 money saving tips so I thought I would share them with you to hopefully help you to save some money! Let me know In the comments if you have anymore I would love to hear them!

1.      Shop in the reduced section at the right time. In most shops they have massive discounts in the evening; we have been known to get steaks for around 70p and fish always goes really cheap! Also have a look in the reduced section of other shops for example Boots usually has a clearance section where they put discontinued items in. I got 6 bottles of conditioner for 50p each!

2.      Make the most of your freezer. When you buy the reduced food most of it can be frozen so you don’t need to eat it on the day you buy. It is also a good idea to make more than you need and freezer it into portions. They are quick, healthy ready meals and work out cheaper! It’s much better to cook your own meals from scratch, my best friend’s favourite recipe is toad in the hole with 39p reduced sausages, egg, flour and milk. Cook and freeze the rest for later! Also check your receipts! This is a habit my grandparents have got me into. Often the only reason I will buy a particular brand is because it is on offer so if the money hasn’t come off on the receipt it seems pointless! Any changes are quick and easy to do at customer services and it can add up to quite a lot especially if you are buying reduced.

3.      Enter competitions and freebie websites. Someone has to win these competitions so why shouldn’t it be you? Recently I have won a top from Miss Selfridge and some Billion Dollar Brows tweezers. I also get freebies all the time through the post, today was some free cat food! They may not be much but little bits can be added to presents and the miniature sample sizes are great for handbags and travelling. Also try entering competitions you wouldn’t normally enter for example recently I entered a writing competition for a short story, something I never considered before! If you can spare the time they can be fun and rewarding.

4.      Use vouchers! I am a massive fan of the Boots card and save up my points religiously (I had over £80 at ones stage!) They do great vouchers through the post and in the machines that you find in store. Other great vouchers can be found for most restaurants if you type it in on Google before you go out have a look to see what is out there. Groupon also has some hidden gems; my last purchase was a haircut, blow dry and conditioning treatment for £16 instead of £50. They have lots of different things there for your area.

5.      Use charity shops! This is my favourite tip as not only do you get bargains you are also supporting a charity. They often have new clothes or some that have hardly been worn at great prices. If you volunteer in a shop then you can see the great stuff before it goes onto the shop floor and some even do a staff discount (although prices are so cheap it’s not necessary) To get the best finds from charity shops try going to areas that are ‘well off’ as they often donate designer items. I once got a gorgeous Barbour jacket worth around £100 for £3! If you buy from charity shops then it is always nice to donate your own items after.

6.      Haggle! Whether it is on the high street or at a car boot sale, if you think the item is too much then ask about discount. Car boot sales are the best places for this as stallholders don’t want to take things home so make the most of that. Be nice and have a look for any flaws. In charity shops and high street shops keep a look out for holes or marks as they will often knock off a few pounds. When in the high street I always ask if they do student discount, even If they don’t sometimes they will knock off 10% just for asking!

7.      Make the most of discount cards! Sometimes you do have to spend some money to save some and many discount cards can save you a massive amount. My favourite is the young person’s railcard which costs £65 for 3 years (but is currently on offer for £56!) I made back the cost of travelling back and forth from Uni in a few months. It took my on the day ticket cost of around £17 to just £3 if I book in advance. Other cards I use include the NUS discount which is great for places like the cinema and most shops which often don’t accept my regular student card as it has no date. I also have a Superdrug employee card which gets me a massive 30% off own brand products. Great for when I need to stock up!

8.      Don’t buy everything NEW. Websites like Amazon and eBay offer things like books and DVD’s very cheaply if you aren’t fussed about them being new. If it’s just for personal use I would recommend not heading out to the shops and having a look online! With many things after I’ve done I put them back online to sell them and make most of the money back!

9.      Get creative! Presents can be expensive especially around Christmas but often the best gifts are those that are handmade. I may be 20 but my grandparents still prefer a handmade gift than a generic one! We have made things like chutney, flower arrangements, cushions and lots of other things. Pinterest is great for craft ideas (don’t be afraid by how perfect they are!) Just by having a look around your house you can find things that make great gifts for example decorated jars with tea lights in are lovely and pretty much free, think before you throw away!

10.  Share the cost. In a house of students it sometimes saves money to all chip in to buy the biggest version of things like pasta and potatoes. We have considered buying big sacks of potatoes for around £5 which is probably how much we all spend anyway but you get much more. The only problem is storage as we have a tiny kitchen! Other things you can share the cost of is monthly items like Spotify which you can use on more than one device. Me and my brother do this and with my NUS discount it is only £4.99 between us. I also share the cost of toilet rolls with a flatmate as it’s cheaper to buy lots! 

Monday, 4 March 2013

My 20th birthday!

It's been a little while since I've posted and that's because it's been my birthday! I turned 20 on Friday and this week has been all about celebrating! On Monday we went to the Varsity ice hockey match between Coventry and Warwick which was brilliant and we won! I had a few ciders and a dance with the big foam finger. It was a great night!





Wednesday we went out to the SU after a little party at ours before. I wore my Jones and Jones dress with a sash that my friend tally got me (sorry about the awful picture!). Although the dress is quite short we had a spray tan on Wednesday so I felt good in it! I managed to get a voucher so it was only £15 instead of £25. It was a really good night but I felt like death the next day and not even pulp fiction and super noodles could cure my hangover!


Friday was my actual birthday and I woke up and had my favourite breakfast of muffins with scrambled eggs, smoked salmon and cream cheese which was delicious! Sadly I had to go into Uni to pitch our event idea to the first year students but we were done quickly and headed round town where I spent far too much money on a jacket, bag, pj's and some bargains from boots. So much so that when I went to Iceland they had to ring the bank to authorise my card! We then went to Leamington to get my hair cut as I had bought a Groupon voucher the week before but I will do another post on that! In the evening the girls came over for a sleepover and we ended up just chatting! At midnight we did the cake (a Colin the caterpillar!) and then it was an early night as we were all knackered from Wednesday! In the morning I made everyone breakfast and then got on the train home.



On Saturday I met mum in Milton Keynes and we drove to Bedford to do some charity shopping. I got some great bargains, all the birthday presents for my friend izzy which only came to £5.75. I got her a top, make up bag and a cocktail glass for her new house. I also got a brand new top from next which was £4.75 and a dress from warehouse which has a small hole in that I'm sure I can fix which was only £2 after I asked for a discount! We then went for lunch and I had a prawn jacket potato which is the first one I've had since being told to change my diet (despite them giving me potato a lot in hospital!) and I felt fine. We then did some more shopping and had some treatments, I got gel nails done and mum had some threading. In the evening some of the girls went over to izzys and we had a few drinks. I had some of my German 'wodka' from cologne!


On Sunday I saw my dad and we went for dinner at the Hermitage in Hitchin. It was delicious and I will write another post about that too! Overall it's been an amazing week and I feel very lucky and also exhausted!





Thursday, 31 January 2013

Motivation

This week has been a very productive week in our house and everyone seemed to be motivated to sort things out for the next year! Me and Tally made the decision to put our deposits down for the student accommodation that we were looking at in Coventry. It is £125 a week which is about £40 more expensive than our house at the moment but as it is bills included and is next to the uni buildings we go to we will probably be paying around the same with taxis, tv licence, internet and bills factored in. I am really pleased with the decision as I think it will make next year a lot easier for me. My lectures are a couple of minutes walk away and I am also next to the library which is good for when I come to do my dissertation. I can get to town in 10 mins and everything else is very close. There will also be less stress as I don't have to worry about paying bills and whether other people in the house will pay me back on time! Overall it's the best place for me to be in my final year. I do wonder if I didn't get crohns would I have considered it as an option but this is just one of many things that has had to be changed and considered now. 

The other good news is that I have my job back at Odeon! I worked there over the summer doing a few shifts in the week and really enjoyed it before I started to get ill. I love working on the screens and being able to catch different bits of the films and I haven't been to the cinema since I worked there. I called my manager on Monday and although she said they were expecting to hear from me sooner they had saved my job for me which I am so grateful for! They were very understanding when I gave them my conditions for coming back (2 shifts a week, up to 6 hours to start, no working on retail) and I go back on Saturday! I really can't wait to start feeling abit more normal but I know I need to be careful and not push myself too quickly. 


I have also booked an appointment to meet with the health and well being officer at Uni to see if there are any ways to make my time at uni a little bit easier and to help me apply for disabled students living allowance which would really help.

Tomorrow I am planning to visit somewhere very exciting and I cant wait to share it with you I just hope it goes to plan!

Monday, 28 January 2013

Organising my room

This year I want to start being more organised and prepared, I know that stress can affect crohn's and I have seen in myself what happens when I get stressed so I am going to do as much as a can to prevent that. This weekend I moved back into my house in Coventry so whilst unpacking I decided to have a real clear out and organise the things I use the most. I am very limited on space and storage so everything needs to have a place! I managed to clear out a couple of bin bags and a recycling bag full of rubbish, mainly toiletries and papers from old work. I have also put some more things on eBay, last weeks sales made £70 which I am very pleased about!

I have included some pictures of my room to show how I have organised some things and also because I am very nosy about other peoples bedrooms so I thought you might be too! My bed is never usually made but the cushions with words on I did make from an old bed sheet, the quilt at the end of my bed was a gift for going to uni. The pictures on the wall are hung by a piece of string (I am praying the holes from the nails aren't viable when I take them out or the landlord won't be happy!). I am planning to bring up some more pictures on Wednesday.

I have labelled the draws to remind me what's in them, I moved them so I can get better access and also use the top for space. On the top I have put all the products I use every day for example cleanser and moisturiser so they are easy to reach when I'm feeling lazy. I have put products there that i don't use very often like bio oil to encourage me to use it more. I have also got my make up bag and a bag with my medicine in so I don't forget to take it. I managed to compress my toiletries from 3 bags to one draw by being strict and throwing out anything that I wouldn't use again or was getting old.

I have also shown a picture of my wardrobe, luckily I have 2 draws under my bed, one for underwear and one for t shirts and other tops otherwise would never fit anything in! My wardrobe is sorted by items grouped together and all my shoes are kept underneath along with trousers which are folded in a pile. My bags are all grouped together on a shelf so I can see them and change them around. I also sorted out that my 2 main bags for uni have essentials in like tissues, a mirror, hand cream and paracetamol. The hand cream being in my bag will encourage me to use it.

The folder is my crohns folder so everything is in one place, pretty impressive amount of paper work since October! I really hope my room stays like this and I keep the motivation up to be organised. What are your tips for keeping on top of things?











Sunday, 30 December 2012

Disability Living Allowance/ Disabled Students Allowances

Although I never considered Crohns to be a disability when I read through the information on the gov website it changed my opinion on what a disability could be. Before I was diagnosed with Crohns I had done some research on it and realised that was most likely what I had but I still had no idea how much it would change my life afterwards. As a student who's over the age of 19 I have to pay for my prescriptions now and when i'm taking 3 or 4 different tablets a month I know this will eventually add up and be expensive. I've heard a lot of bad things about people with Crohns trying to claim for DLA and being made to feel that they don't have anything wrong with them or that they aren't 'ill' enough. It sounds stressful and time consuming but I know it will make my life much easier knowing my prescriptions can be paid for each month. 
Disabled Students Allowance was something I came across while looking at Disability Living Allowance. Its basically the same but for students and can help people with things like dyslexia but also those with a long term health condition. Next year I have decided to move back into student halls to make life a bit simpler. Students halls will be much better as everything is included in the price which means no worrying about bills (something that I currently sort out at the house!) or other things like internet. Its also right next to my where my lectures are held which means no long walk from the house so I can easily get in and go home if I need to leave. I'll have an en suite so no sharing a bathroom with someone I don't know! These are things I didn't consider as much last year but now its important that my last year at Uni is as comfortable as possible. This accommodation is quite a lot more expensive but DSA would help me to afford it. 

There is a great guide on the NACC website about how to claim for DLA which will make it much simpler as there is so much to fill in! You can find a link here

Has anyone had any experiences of claiming for either of these? I will write an update when I hear back!